₹1 Lakh Benefit for Girl Child Under Bhagya Lakshmi Scheme – Apply Now!
Introduction
Are you a parent of a girl child in Karnataka? Here’s some great news! The Bhagya Lakshmi Scheme, launched by the Government of Karnataka, offers financial assistance of up to ₹1 lakh for girl children born into Below Poverty Line (BPL) families. This welfare scheme ensures economic and social security for the girl child and empowers families to invest in their daughter’s future.
Let’s explore how this government scheme for girl child works, who is eligible, how much benefit you can get, and how to apply online for Bhagya Lakshmi Yojana.
What is the Bhagya Lakshmi Scheme?
The Bhagya Lakshmi Scheme is a Karnataka government initiative to promote the birth and education of girl children in economically weaker families. It aims to reduce female infanticide and promote gender equality by providing financial incentives to families with girl children.
Under this scheme, a girl child is given financial protection through LIC bonds, scholarships, and cash incentives that mature when she turns 18, provided she meets certain conditions like staying in school and remaining unmarried until adulthood.
Key Features of Bhagya Lakshmi Scheme
✅ Financial Benefit of ₹1,00,000 upon maturity
✅ Free Health Insurance coverage up to ₹25,000 per annum
✅ Annual Scholarships from Class I to X
✅ Cash incentives for institutional delivery
✅ Encourages education, health, and financial independence
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Who is Eligible for Bhagya Lakshmi Scheme?
To avail the ₹1 lakh benefit, the following eligibility criteria must be met:
✅ General Eligibility:
- The girl child must be born on or after 31st March 2006
- The family must be Below Poverty Line (BPL)
- Only two girl children from one family are eligible
- Birth should be registered within one year
✅ Additional Conditions:
- The girl child should remain unmarried until the age of 18
- She should complete at least Class 8 education
- She must not be a child laborer
- Parents must not have had any child marriage
Benefits Breakdown
🎓 Educational Scholarship (Annual):
- Class 1 to 3 – ₹300 per year
- Class 4 to 6 – ₹500 per year
- Class 7 to 10 – ₹1,000 per year
💰 Final Maturity Benefit:
- ₹1 lakh is paid when the girl turns 18 years, provided she has completed education up to Class 8 and is unmarried.
🏥 Health Insurance:
- Coverage of ₹25,000 per annum under Yeshasvini Scheme or similar.
👶 Institutional Delivery Incentive:
- ₹500 to the mother if the delivery occurs in a government hospital.
How to Apply for Bhagya Lakshmi Scheme – Step-by-Step Guide
The Karnataka government has simplified the application process for the Bhagya Lakshmi Scheme. Here’s how you can apply:
Step 1: Visit the Official Website
Go to the Karnataka Department of Women and Child Development portal or the nearest Anganwadi center.
Step 2: Get the Application Form
Download the Bhagya Lakshmi application form or collect it from your local government office.
Step 3: Fill in the Details
Provide complete information:
- Girl child’s name and birth certificate
- Parent’s BPL card
- Aadhaar card details
- Address and bank details
Step 4: Submit the Application
Submit the form at the Taluk Office / CDPO Office or Anganwadi supervisor. Make sure you get an acknowledgment slip.
Step 5: Get the LIC Bond
Once verified, the government will issue an LIC bond in the girl child’s name.
Documents Required
- Girl child’s birth certificate
- BPL card of the family
- Aadhaar card of parents and child
- Recent passport size photo
- Bank account details
- Proof of residence
- Educational certificates if applicable
Why the Bhagya Lakshmi Scheme Matters
This scheme is more than just financial aid — it’s a step towards empowering the girl child. Here’s why this initiative is important:
- Reduces gender-based discrimination
- Supports education for girls
- Encourages delay in early marriage
- Provides a secure future for underprivileged families
- Helps build a balanced and inclusive society
FAQs – Bhagya Lakshmi Scheme
Q1: How much will my daughter get under Bhagya Lakshmi Yojana?
👉 She will receive up to ₹1,00,000 after turning 18, subject to eligibility.
Q2: Is this scheme available for all Indian citizens?
👉 No, only for Karnataka state residents with BPL cards.
Q3: Can I apply online for the Bhagya Lakshmi scheme?
👉 Currently, most applications are processed through offline government centers, but online tracking may be available.
Q4: What if I have more than two daughters?
👉 Only the first two girl children are eligible under this scheme.
Conclusion
The Bhagya Lakshmi Scheme is a golden opportunity for parents in Karnataka to ensure a brighter future for their daughters. With benefits like ₹1 lakh maturity amount, scholarships, and health coverage, this scheme promotes education, delays early marriage, and uplifts the economic condition of BPL families.
Don’t miss this chance to invest in your daughter’s future. Apply for the Bhagya Lakshmi Yojana today!