₹3000 Monthly Pension for Labour Card Holders – Government Scheme Details, Eligibility, Apply Now
In a major welfare initiative aimed at improving the lives of unorganized sector workers, the Government of India is offering ₹3000 monthly pension under the Pradhan Mantri Shram Yogi Maandhan (PMSYM) scheme. This pension is specifically targeted toward individuals holding a Labour Card or working in unorganized sectors such as construction, agriculture, street vending, domestic work, and more.
This scheme is designed to offer financial security and dignity in old age to lakhs of workers across the country. If you’re a labour card holder and haven’t enrolled yet, here’s everything you need to know about the scheme – including benefits, eligibility criteria, registration process, and documents required.
🔶 Key Highlights of the ₹3000 Monthly Pension Scheme
- Scheme Name: Pradhan Mantri Shram Yogi Maandhan (PMSYM)
- Launched by: Ministry of Labour & Employment, Government of India
- Beneficiary: Unorganized sector workers with Labour Cards
- Pension Amount: ₹3,000 per month after the age of 60
- Contribution: Minimal monthly contribution from worker’s side; matched by government
- Enrollment Mode: Online and Common Service Centres (CSCs)
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🔶 Eligibility Criteria
To avail of the ₹3000 monthly pension scheme, you must fulfill the following conditions:
- Age: Must be between 18 and 40 years at the time of registration.
- Monthly Income: Should not exceed ₹15,000.
- Occupation: Must be a worker in the unorganized sector (e.g., construction workers, rickshaw pullers, street vendors, domestic helpers, agricultural laborers).
- Not Covered Under Other Schemes: Should not be a member of EPFO, NPS, or ESIC.
- Bank Account: Must have a savings bank account linked with Aadhaar.
🔶 Benefits of the ₹3000 Labour Card Pension Scheme
- ✅ Fixed Monthly Pension: After reaching the age of 60, you will receive ₹3000 every month for life.
- ✅ Government Contribution: The government contributes an equal amount to your monthly contribution.
- ✅ Social Security for Unorganized Workers: Ensures dignity and financial independence in old age.
- ✅ Spouse Benefit: In case of the subscriber’s death, the spouse will receive 50% of the pension as family pension.
- ✅ Withdrawal Option: If you exit early, your contributions with interest are returned.
🔶 Monthly Contribution Chart
Your monthly contribution depends on your age at the time of joining. Here is a quick look:
| Entry Age | Monthly Contribution | Govt Contribution |
|---|---|---|
| 18 Years | ₹55 | ₹55 |
| 30 Years | ₹100 | ₹100 |
| 40 Years | ₹200 | ₹200 |
Note: Contributions are auto-debited monthly from your linked bank account.
🔶 How to Apply for the ₹3000 Labour Card Pension Scheme?
There are two easy methods to register for the PMSYM scheme:
1. Online via CSC (Common Service Centres)
Step-by-step process:
- Visit your nearest CSC center.
- Provide your Aadhaar card, mobile number, and savings bank details.
- CSC officer will complete your registration using the PMSYM portal.
- You will receive a PMSYM Card after successful enrollment.
2. Self-Enrollment via PMSYM Website
- Go to the official PMSYM portal: https://maandhan.in
- Click on “Click Here to Apply Now”
- Enter your mobile number, Aadhaar number, and fill in the form.
- Link your bank account for auto-debit.
- Submit and download your scheme card.
🔶 Required Documents
To enroll under the scheme, ensure you have the following documents:
- ✅ Aadhaar Card (Mandatory)
- ✅ Mobile Number (Linked with Aadhaar)
- ✅ Labour Card (Issued by the labour department or registered body)
- ✅ Bank Passbook or account details
- ✅ Age Proof Document (if Aadhaar does not contain DOB)
🔶 Important Points to Note
- You must continue contributing monthly until the age of 60.
- No penalty for delayed payments, but timely payment is crucial for maximum benefit.
- If the subscriber dies before 60, the spouse may continue the scheme or withdraw the corpus.
- The scheme is voluntary and contributions are flexible and safe.
🔶 Who Should Apply?
This scheme is ideal for:
- Daily wage earners
- Agricultural workers
- Street vendors
- Domestic helpers
- Rickshaw pullers
- MGNREGA workers
- Home-based and construction workers
If you or someone you know works in any of these sectors and owns a Labour Card, it’s highly recommended to enroll immediately.
🔶 Conclusion
The Pradhan Mantri Shram Yogi Maandhan Yojana is a powerful initiative to provide social security and pension coverage to millions of labourers in India. The government’s promise of ₹3000 monthly pension can be a life-changer for unorganized workers who lack retirement savings or support.
By contributing a small amount monthly, you ensure financial stability post-retirement with matching government support. Don’t miss this opportunity. Visit your nearest CSC or apply online today to secure your future.
🔗 Apply Now for ₹3000 Monthly Pension
Ensure your labour card is active, your Aadhaar is linked, and bank details are ready before you apply.